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Tailgating
Folowing too close to another car, not alowing space for you to brake or car in front to brake. The operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property
Arbitration
the hearing and settlement of a dispute between opposing parties by a third party whose decision the parties have agreed to accept.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Velocity
Speed and direction; used to describe a mode of functioning which is efficient and tightly aligned with conscious intention.
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Brake Build-up (Brake Lag)
Occurs just after the brakes are applied and continues until they lock.
Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Advanced Frontal Airbags
Advanced frontal air bags are designed to meet the needs of the occupant in a variety of specific crash situations. Depending on design, advanced frontal air bag systems automatically determine if and with what level of power the driver frontal air bag and the passenger frontal air bag will inflate.
Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility.
Tire Problems
Under-inflation, the most frequent cause of tire failure, is considered the main culprit in the recent Firestone tire-failure fatalities. Uneven or worn-out tires are the next most serious problem and can also lead to tire failure.
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